Business owners can underestimate the amount of coverage they need. Many owners think one policy can cover everything, but most businesses need property and liability insurance tailored to their specific business or industry.
General liability should be a basic component of every business’ insurance portfolio. It protects you and your business from claims involving bodily injury or property damage (resulting from accidents on your premises or from your products), out-of-court settlements, as well as litigation and judgments awarded by the courts up to the limits of your policy. It also covers some things you may not have thought about; such as, advertising injury in the event your company’s marketing violates someone’s copyright.
Another coverage that almost every business needs is property insurance. This coverage can protect your building, your business personal property, equipment, computers and tools as well as your business income from common disasters like fire, smoke, windstorm, hail, theft or vandalism.
Call us, and we’ll create an insurance plan that’s right for your business.